Some people seem to inherently understand finances. They can create budgets, savings plans and retirement plans and adhere to them effortlessly. No matter how much I wish that I was one of these people, I am not. However, when I began my career, I quickly came to realize that without a budget or plans for my financial future that my dreams of owning a home, traveling the country, and retiring and not having to worry about money were never going to come to fruition. Luckily, I work at a library that surrounds me every day with the resources I need to plan for and attain my goals.